Loan Application

Getting ready to make a large purchase? Get pre-approved so you can negotiate as a "Cash" buyer. Just complete the below application and submit it. Once received, your Credit Union loan officer will process your application and grant you a pre-approval, subject to verification of information. To speed up the process you may fax your most recent pay stub to (305) 577-4423.

For your security, we use SSL encryption, and do not request sensitive information such as your Social Security Number or Date of Birth. If you prefer, you can print out this application, complete it and fax it to the above number. You should see a secure symbol on your browser, if not, click through to the secure server.

USA PATRIOT ACT DISCLOSURE
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your drivers license or other identifying objects.

Loan Type Requested
Loan Amount Requested $
Repayment Method

Credit Type Individual Credit Joint Credit
If joint, fill out Co-Applicant section also

Applicant Information

Account #
Name
Address 1
Address 2
City	State Zip

Home Number	-
Work Number	-
Other Number	- (i.e. pager, cellular)
Email

How Long at this Residence? Years Months
Rent Own Monthly Payment $

Employer Name
Employer Address
Employer City/State	State
Department/Position
Length of Employment	Years Months
Gross Income	$
* Income from alimony, child support or separate maintenance payment need not be revealed if you do not choose to disclose it as income.
Other Income*	$

Name and Address of Nearest Relative Not Living With You
Name
Address
City/State	State
Relationship
Home Number	-

Outstanding Debts
Payment Type	Monthly Payment	Balance Owed
Auto Payment(s)	$	$
Credit Card(s)	$	$
Other	$	$

Co-Applicant Information (Fill out only if Joint Credit)

Account #
Name
Address 1
Address 2
City	State Zip

Home Number	-
Work Number	-
Other Number	- (i.e. pager, cellular)
Email

How Long at this Residence? Years Months
Rent Own Monthly Payment $

Employer Name

Employer Address

Employer City/State

State

Department/Position

Length of Employment

Years Months

Gross Income

* Income from alimony, child support or separate maintenance payment need not be revealed if you do not choose to disclose it as income.
Other Income*	$

Name and Address of Nearest Relative Not Living With You

Name

Address

City/State

State

Relationship

Home Number

Outstanding Debts
Payment Type	Monthly Payment	Balance Owed
Auto Payment(s)	$	$
Credit Card(s)	$	$
Other	$	$

Comments/Other

By clicking on the Submit button below, I/we certify that the information herein is true and complete. I/we agree that inquiries may be made to verify information and that credit references or verification may be given based on inquiries from other parties. This offer is subject to the credit policies of the credit union. I/We understand that you shall retain this application whether or not it is approved. Upon submitting this application you are authorizing MFCU to verify your credit history and withdraw a $18 credit investigation fee from your share account. Please press submit if you wish to continue.

Note: Approval decisions will normally be made within 24 hours (except weekends). You will be contacted once a decision has been made.

Credit Card Disclosure
Annual Percentage Rate (APR) For Purchases	VISA Classic as low as 9.99%
Other APR's	Cash Advance Fee............None
Grace Period for Purchases	25 Days
Method of Computing the Balances for Purchases	Average Daily Balance (including new purchases)
Annual Fee	None
Minimum Finance charge	None
Transaction Fee for Purchases..................................None Balance Transfer Fee..............................................None Late Payment Fee..................................................$25.00 Over-Credit-Limit Fee.............................................$25.00
Card Replacement Fee...........................................$5.00 Returned Check/NSF Fee........................................$25.00 The information about the card described above is accurate as of July 2010. The information may have changed after that date. To find out what may have changed, call, or write us at the number or address listed on the Contact Page.

Loan Application

Credit Card Disclosure