to buy a new car, boat, or home? Need to
consolidate your debts? If so, then Miami Federal Credit
Union has a loan to meet your needs. Get
Whether you want a new or used vehicle, you
can finance it through us. We may finance up
to 100% for new cars for qualified members.
Preview our loan rates, complete an
application today, and drive in your new car
- Guaranteed Asset Protection
Guaranteed Asset Protection (GAP) offers you the
peace of mind of knowing that you will be
covered for the difference between the actual
cash value of your vehicle and the loan balance.
Consider adding GAP Protection to your loan.
What can GAP Protection
do for you?
Vehicles start depreciating the
moment you drive them off the lot. Many people
assume if their vehicle is stolen or damaged
beyond repair, their insurance coverage will pay
the remaining balance owed to the lender. This
is not always so. In many cases, the amount paid
to you by the insurance company may be less than
what you owe the lender—and you are held
responsible for the difference. GAP Protection
can cover this "gap" for you.
How do you get GAP
GAP Protection is available for a nominal cost
and may be purchased within 30 days of vehicle
purchase date. Get a quote when you speak to a
Miami FCU representative about your loan. Just
call us at (305) 377-1017.
and qualifications may apply. Ask a
representative for more information. Protection
is offered to Miami FCU members by Cuna Mutual
Group. For detailed information, refer to the
terms & conditions of the Cuna agreement(s).
Members Choice Payment Protection
Members Choice payment protection offers you two
plans: term life insurance and disability
insurance. The difference? Term life reduces or
pays off your eligible loan should you die
before completing repayment. Disability coverage
makes your monthly payment on an eligible loan
should become disabled. Payments continue until
you return to work, the loan is repaid, or you
reach the policy maximum.
Low group rates make
this coverage affordable for you and your
family. Your premium is based on the size of
your loan and type of policy, not your age or
In addition, you
purchase just enough insurance to cover your
insurable loan balance. Check with your loan
officer for additional details.
Personal loans are a cost-effective
alternative to credit cards. Your Credit
Union can offer personal loans as low as
$500 and up to $10,000 - we have a program
to fit everyone's needs.
Whatever your personal needs may be, a Miami
Federal Credit Union, low interest personal
loan is a smart choice for you.
Complete an online application today.
Credit Check Loan
some extra cash for a getaway…unexpected expenses…home
repairs? How does $1,000 sound? It can be yours with our
$1,000 No Credit Check Loan! Just like the loan says, there
are no credit checks to get the money. Here’s how you may be
Must be a member
for at least 30 days.
You must be a
member in good standing.
You must have one
year of employment with your current employer
or same line of work.
You should repay
the loan through payroll deduction in 6
monthly payments or 13 bi-weekly payments.
You may not
refinance the loan
monthly payment is $174.58 with option of 13
bi-weekly payments is also available –
approximate bi-weekly payment is $80.86.
A $20 application
fee will be assessed.
and fax (305-577-4423) it to the Loan Department
along with a current paystub.
Get ready to sail away. If you have been
looking to get that special boat for your
weekend getaways, Miami Federal Credit Union
can help. Whether new or used, your Credit
Union can finance your sunny dreams at an
excellent rate. Complete an
application today to get started.
Visa Credit Cards Secured/Unsecured
The Credit Union offers a Visa credit card
with fixed, low interest rates. Miami
Federal Credit Union's Visa is an excellent
value, offering the following benefits:
- No Annual Fee
- No Cash Advance Fee
- No Balance Transfer Fee
- 25 Day Interest-Free Grace Period
more and get your own Visa soon.