Miami Federal Credit Union has been serving Federal employees and their family members in Dade, Broward and Monroe Counties since 1954.  With a high rating from the NCUA, the credit unions’ regulatory agency, Miami Federal is a strong and financially sound banking institution. As a result, we can offer our members a wide range of flexible and convenient financial services at very competitive rates.

As a not-for-profit financial cooperative, we are owned and operated by you, our member.  We do not pay profits to shareholders, we return our profits to our members in the form of lower rates on loans, higher rates on savings accounts and very little or no fees compared to other banking institutions.  Our volunteer Board of Directors is elected by the membership, therefore, you always know they have your best interest in mind.

Located in the heart of Miami and Ft. Lauderdale’s downtown area, our members are simply a walking distance away from their money during business hours. Our convenient branches, not only offer our members a place where they can conduct their banking transactions, but a friendly environment where you can also easily apply for credit and loans.  We offer low rates on a variety of credit cards and loans to meet your financial needs with most responses given within 24 hours whether you apply online, over the phone or at any of our branches.

Miami Federal Credit Union also provides our members with the convenience of being able to purchase U.S. Postage stamps, discount movie tickets, Costco membership, Universal Orlando Theme Park tickets, American Express gift cards and other services at our teller lines.  We also offer a free Auto Buying Service and discount Dental Insurance to our members who are always looking to save time and money.  Lower rates loans, higher dividends on your savings and friendly, convenient service is what we are all about!