Important Notice:

On Thursday, November 19th, your credit union will be launching a new and enhanced version of our Bill payment service.  Please be advised, bill pay access will be removed on Tuesday, November 17th at 4:00 pm ET.  Access will be restored on Thursday, November 19th by 1 pm ET. If you are an existing bill pay user, we are converting your payees, accounts and scheduled payments, along with six months of history.  If you have ‘time sensitive payments’ due in the week of the conversion, (November 17 through November 20th) we recommend allowing additional processing time for those payments.

The enhanced Bill Pay will offer many new benefits and features including better cash flow control and the ability to accept electronic bills.  Best of all, the new bill pay features a new payment model where your account will be charged on the same day the biller receives the funds for your payment!

You will continue to access bill pay through Virtual Branch by clicking on the bill pay menu option.  As a valued Member, we thank you for your patience during this transition and we are confident you will be pleased with our new and enhanced bill payment service.

We are sorry for any inconvenience this may cause

Have a question? Please let us know via e-mail or call us at 305-377-1017.

Please keep updated with MFCU’s response to COVID-19

Coronavirus (COVID-19) Status Updates

At Miami Federal Credit union, we make decisions based on the best interests of our members, employees and the community. We confront the coronavirus together with a variety of financial assistance solutions for members affected by the pandemic. During this constantly evolving situation, please check this page frequently for updates about our services. Thank you for allowing your credit union an opportunity to be of service.

The Justice branch of Miami Federal Credit Union will be closed from September 21st 2020 to October 19th 2020 for remolding.

We are sorry for any inconvenience this may cause.

The Wilkie Ferguson Branch will be open Mondays, Wednesdays and Fridays from 9:00am to 2:00 pm.

The MFCU main branch is open Mondays to Fridays from 9:00 am to 2:00 pm

We are taking all precautions where possible to protect our members, staff and the community.  Please note that wellness questions, as guided by the CDC may be asked of members prior to being served. Questions may include, but are not limited to:

  • Have you tested positive for the coronavirus or are you self-quarantining for the coronavirus?
  • Have you or anyone in your household come into contact with anyone having the coronavirus?

Effective 03/18
– All Miami Federal Credit Union branch lobbies closed for member access.

For a list of Shared branches near you, please visit our Shared Branching page.

Starting 03/19 – We will be processing requests for *loan deferments - Loan Deferment Application

Loan applications and loan closings will be handled electronically.

Shared branching transactions will not be available at any Miami Federal Credit Union branches until further notice.

We continue to encourage members to take advantage of the MFCU’s mobile app and online services as we continue to practice social distancing – an activity you can do with digital channels:

  • Online banking
  • Mobile banking
  • Mobile deposit
  • Publix Presto ATMs free of charge
  • Bill payment
  • Debit cards
  • CardValet
  • Telephone banking
  • Transfer funds
  • Access your accounts
  • Update personal details

Complete all your banking needs with MFCU’s digital channels, the MFCU Online banking and press Login, it will take you to First Time User. Please click Enroll.

*Subject to approval based on credit union lending guidelines. This temporary offer may be withdrawn at any time.


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