Share Accounts

The Credit Union offers a wide variety of share and term share accounts to help you save and plan for your future. All of our share accounts are Federally Insured by the NCUA to at least $250,000, which means that your money is safe! Take a look at the different types of accounts we offer, and Contact Member Services if you would like more information.

Your primary share account is your savings account at the Credit Union. Your minimum deposit represents your ownership in the Credit Union. For savings accounts, we offer excellent dividends, too.

Share Draft (Checking) Accounts
If you are paying even a dollar a month for your checking account, you are paying way too much!
At the Credit Union, our checking accounts save you money.

  • No monthly service fees 
  • No per check charge
  • Monthly Dividends
  • No minimum balance
  • Free Debit Card
  • Free paper statements or e-Statements
  • Free Online Banking
  • Free Mobile Banking
  • Free Bill Pay
  • Free ATM usage at Publix Presto Networks and our proprietorship ATMs. Click here to find a Publix near you.
  • Call us at 305-377-1017, Ext. 221 to switch your checking account to your credit union!

If you are tired of paying fees and monthly charges, open a checking account at the Credit Union today!   Its Easy and its Free!

Club Accounts - Christmas - Vacation Club
Want to save for the holidays? Then a club account is for you! This account pays dividends, and can be setup with automated transfer or payroll deduction. If you're interested in starting one, contact our member service department.

Share Certificates
Miami Federal Credit Union offers a variety of certificates that can help meet your investment needs. With terms from 6 to 60 months, with a minimum deposit as low as $200. For current rates, or more information, contact us today.



Share IRA Certificates
Ready to start planning for your retirement? Then Miami Federal Credit Union has options to meet your needs. We offer several types of IRA accounts that pay excellent dividends, including:

  • Share Traditional IRA Certificate
  • Share Roth IRA Certificate
  • Share Educational IRA Certificate

For current rates, or more information, contact us today.


Proudly serving Federal employees & their families in Dade, Broward and Monroe Counties.


Miami Federal Credit Union
51 SW 1st Avenue, Suite 604, Miami, Florida 33130

305.377.1017 Phone / 305.577.4423 Fax
Audio Response System 1.800.778.1626
Routing & Transit # 266080369

Your savings Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, A U.S. Government Agency.


Copyright 2008, Miami Federal Credit Union. All Rights Reserved.
Unauthorized Access is Prohibited. All Accesses are Monitored.

To assist members in accessing information not maintained on this site, the credit union provides links to other Internet addresses. Be advised that: 1) by clicking on any link to other Internet addresses, you are leaving the credit unions web site; 2) you are linking to an alternate web site not operated by the credit union; 3) the credit union is not responsible for the content of the alternate web site; 4) the credit union does not represent either the third party or the member if the two enter into a transaction; and 5) privacy and security policies may differ from those practiced by the Credit Union.

The Credit Union does not endorse, approve, certify or control any of the 'live' links to other Internet addresses
which are provided for members' convenience in accessing information not maintained on this site.