About Miami FCU

Miami Federal Credit Union has been serving Federal, State, Municipal, Dade County, City of Miami government employees and their family members in Miami -Dade, Broward, Monroe, and Palm Beach Counties since 1954. With a high rating from the NCUA, the credit unions’ regulatory agency. Miami Federal is a strong and financially sound institution. As a result, we can offer our members a wide range of flexible and convenient financial services at very competitive rates.

Miami Federal Credit Union is 5-Star Rated By Bauer

5-Star Rated By BauerBauer Financial, the nation’s leading independent credit union rating and research firm, has awarded our credit union their 5-Star rating for strength and stability. We have officially made our mark in the even more exclusive category of Exceptional Performance Credit Unions.

Your credit union recognizes that we could not have reached this height without the support and continued patronage of our loyal members, proving once again that together we can achieve excellence!

As a not-for-profit financial cooperative, we are owned and operated by you, our member. We do not pay profits to shareholders, we return our profits to our members in the form of lower rates on loans, higher rates on savings accounts and very little or no fees compared to other financial institutions. Our volunteer Board of Directors is elected by the membership, therefore, you always know they have your best interest in mind.

Located in the heart of Miami and Ft. Lauderdale’s downtown area, our members are simply a walking distance away from their money during business hours. Our convenient branches, not only offer our members a place where they can conduct their banking transactions, but a friendly environment where you can also easily apply for credit and loans. We also offer hundreds of branch locations nationwide through the CO-OP Shared Branch Network. We offer low rates on a variety of credit cards and loans to meet your financial needs with most responses given within 24 hours whether you apply online, over the phone or at any of our branches.

Miami Federal Credit Union also provides our members with the convenience of being able to purchase U.S. Postage stamps, discount movie tickets, and other services at our teller lines. We also offer a free Auto Buying Service and discount Dental Insurance to our members who are always looking to save time and money. Lower rates on loans, higher dividends on your savings and friendly, convenient service beyond expectations is what we are all about!

Employers Take Notice  

Although our Charter restricts our services to Select Employee Groups (SEGs), membership into Miami Federal Credit Union is both simple and profitable for employers seeking to offer Credit Union benefits. Not only is membership cost-free to a company, but employees become eligible to receive full Credit Union services, including low interest rates, high dividends, and quality member services. Therefore, Miami Federal Credit Union can help to strengthen an employer’s benefits program and promote goodwill among all levels of their respective organizations. For further information, please complete the form entitled "Prospective Company" or contact our Credit Union 305-377-1017, Ext. 221.

We’re better than a bank. We’re your Credit Union.