Important Notice:

On Thursday, November 19th, your credit union will be launching a new and enhanced version of our Bill payment service.  Please be advised, bill pay access will be removed on Tuesday, November 17th at 4:00 pm ET.  Access will be restored on Thursday, November 19th by 1 pm ET. If you are an existing bill pay user, we are converting your payees, accounts and scheduled payments, along with six months of history.  If you have ‘time sensitive payments’ due in the week of the conversion, (November 17 through November 20th) we recommend allowing additional processing time for those payments.

The enhanced Bill Pay will offer many new benefits and features including better cash flow control and the ability to accept electronic bills.  Best of all, the new bill pay features a new payment model where your account will be charged on the same day the biller receives the funds for your payment!

You will continue to access bill pay through Virtual Branch by clicking on the bill pay menu option.  As a valued Member, we thank you for your patience during this transition and we are confident you will be pleased with our new and enhanced bill payment service.

We are sorry for any inconvenience this may cause

Have a question? Please let us know via e-mail or call us at 305-377-1017.

Please keep updated with MFCU’s response to COVID-19

Other Services

The Credit Union offers it's members many services to save both time and money. Also, we are constantly on the lookout for new products and services that may be of use to you. Stop by or contact a Member Services Representative for more details and current offers. Some of the extra services we offer are:

aaa logoMembership Special Offer . Members get two additional months of membership FREE!

Primary Member $60 14 months for the price of 12!
Associate Member $30 14 months for the price of 12!

Enhance your coverage by adding PLUS to your membership
  Regular Membership PLUS Membership
TOWING Up to 5 miles free Up to 100 miles free
GAS DELIVERY Delivery only Delivery plus free fuel
LOCKOUT SERVICE  Up to $50  Up to $100

Primary Membership – add $32; Associate Membership - add $22

For more information contact:
Ivon Cazalis 786-318-7789, e-mail address: This email address is being protected from spambots. You need JavaScript enabled to view it.


bjs logo


BJ’s is proud to introduce an exclusive special promotion to Miami Federal Credit Union members.
Join or renew now and save $15 on the $50 membership fee.  Or, choose the BJ’s Rewards Membership and save  $25 off the $100 Rewards Membership Fee and start earning 2% Payback.  Through the Corporate Membership Program, BJ’s would be pleased to offer our members:

  • $15 off the $50 Membership Fee or $25 off the $100 Rewards Membership Fee
  • Additional 1 Free Month of Membership
  • Free Second Membership Card

For information contact: Elizabeth Valentino 305.281.4421, e-mail address: This email address is being protected from spambots. You need JavaScript enabled to view it.

We’re better than a bank. We’re your Credit Union.