Important Notice:

On Thursday, November 19th, your credit union will be launching a new and enhanced version of our Bill payment service.  Please be advised, bill pay access will be removed on Tuesday, November 17th at 4:00 pm ET.  Access will be restored on Thursday, November 19th by 1 pm ET. If you are an existing bill pay user, we are converting your payees, accounts and scheduled payments, along with six months of history.  If you have ‘time sensitive payments’ due in the week of the conversion, (November 17 through November 20th) we recommend allowing additional processing time for those payments.

The enhanced Bill Pay will offer many new benefits and features including better cash flow control and the ability to accept electronic bills.  Best of all, the new bill pay features a new payment model where your account will be charged on the same day the biller receives the funds for your payment!

You will continue to access bill pay through Virtual Branch by clicking on the bill pay menu option.  As a valued Member, we thank you for your patience during this transition and we are confident you will be pleased with our new and enhanced bill payment service.

We are sorry for any inconvenience this may cause

Have a question? Please let us know via e-mail or call us at 305-377-1017.

Please keep updated with MFCU’s response to COVID-19

VISA Debit Cards

Use your VISA Debit Card to make purchases by check without writing one at millions of Visa merchants around the world that accept debit cards. Anywhere you see the Visa logo, your card will be accepted. The amount of your purchase is automatically deducted from your credit union checking account.

Your VISA Debit Card can be used as a VISA at point of purchase locations (merchants) or as an ATM card. PINs (Personal Identification Numbers) are required for ATM usage, but not at a point of purchase.

Miami Federal Credit Union owned ATMS and Publix Presto Network (ATMS) are surcharge-free for transactions using Miami FCU Debit/ATM cards. Our proprietorship ATM machines are located at:

To find an ATM that accepts your debit card, check out the resources below:

Accel Exchange Network ATM Locator
Network ATM Locator



Publix Presto ATM Network locator

  Contact a member services representative and apply for your VISA Debit Card today.

Report Lost/Stolen ATM/Debit Check Card  800.472.3272

For security reasons, your Visa Debit Card cannot be used until you call the Card Activation Center from your day or evening phone

Card Activation Center ATM/Debit Check Card (Available 24 hours a day, 7 days a week)  866.333.9337

We’re better than a bank. We’re your Credit Union.