Looking to buy a new car, boat, or home? Need to consolidate your debts? If so, then Miami Federal Credit Union has a loan to meet your needs. Get Pre-Approved today.


Quick approvals, low rates, and flexible terms

Whether you want a new or used vehicle, you can finance it through us. We may finance up to 100% for new cars for qualified members. Preview our Loan Rates, complete an online application today, and drive in your new car tomorrow.


Low rates and flexible terms

Personal loans are a cost-effective alternative to VISA Credit Cards. Your Credit Union can offer personal loans as low as $300 and up to $10,000 - we have a program to fit everyone's needs.

Whatever your personal needs may be, a Miami Federal Credit Union, low interest personal loan is a smart choice for you.

Complete an online application today.

No Credit Check Loan

Need some extra cash for a gateway...Unexpected expenses...home repairs? How does up to $2,000 sound? It can be yours with our No Credit Check Loans up to $2,000! Just like the loan says, there are no credit checks to get the money. Here’s how you may be eligible:

    • Must be a Member for at least 90 days.

    • You must be a member in good standing.

    • A borrower must provide at least two recent paystubs or any other proof of income that will be used for the purposes of obtaining the loan.

    • You should repay the loan through payroll deduction in 12 monthly payments or 26 bi-weekly payments.

    • You may not refinance the loan

    • Approximate monthly payment is $181.46 with option of 26 bi-weekly payments is also available – approximate bi-weekly payment is $84.04.

    • A $20 application fee will be assessed.

Complete an online application today and fax (305-577-4423) your last two current paystubs.

Boat & RV Loans

Whether you’re planning on cruising the waters or taking a cross-country trip, let us help you get there with a boat or RV loan. Have your loan pre-approved and receive the benefit of Loan Rates, a fast turn around and payments to fit your budget.

Get ready to chart a course for fun. Apply for your boat or RV loan online or see a representative at your local credit union branch.

We’re better than a bank. We’re your Credit Union.