Important Notice:

On Thursday, November 19th, your credit union will be launching a new and enhanced version of our Bill payment service.  Please be advised, bill pay access will be removed on Tuesday, November 17th at 4:00 pm ET.  Access will be restored on Thursday, November 19th by 1 pm ET. If you are an existing bill pay user, we are converting your payees, accounts and scheduled payments, along with six months of history.  If you have ‘time sensitive payments’ due in the week of the conversion, (November 17 through November 20th) we recommend allowing additional processing time for those payments.

The enhanced Bill Pay will offer many new benefits and features including better cash flow control and the ability to accept electronic bills.  Best of all, the new bill pay features a new payment model where your account will be charged on the same day the biller receives the funds for your payment!

You will continue to access bill pay through Virtual Branch by clicking on the bill pay menu option.  As a valued Member, we thank you for your patience during this transition and we are confident you will be pleased with our new and enhanced bill payment service.

We are sorry for any inconvenience this may cause

Have a question? Please let us know via e-mail or call us at 305-377-1017.

Please keep updated with MFCU’s response to COVID-19

VISA Credit Cards

mfcu visaEscape from paying high interest credit card rates with a Miami Federal Credit Union Visa Card.

  • Consolidate your debt into one, easy monthly payment.
  • Enjoy a lower interest rate as you pay down your balance.
  • Avoid high fees associated with other cards.

There’s no reason to be trapped in high rate credit card debt or paying excessive fees when you can carry our Visa card and enjoy these valuable benefits:

  • Low rates
  • Same low rate on purchases and cash advances
  • No annual fee
  • No interest assessed (25-day grace period) on purchases paid in full by the due date
  • No cash advance fees
  • No balance transfer fees

Don’t sweat those high rate credit cards! Apply for your Miami Federal Credit Union Visa Credit Card today. Already have our Visa Credit Card? Transfer those hefty interest rate balances from other cards to your Miami Federal Credit Union “VISA LITE” card and save money on finance charges! And there’s no Balance Transfer Fee!. Don’t delay! Transfer balances from those other cards and start saving money now. Click here to print and fill out the Balance Transfer Form for balance transfers. Please fax (305-577-4423) or This email address is being protected from spambots. You need JavaScript enabled to view it. the completed form.

If you have questions regarding our VISA program, please Contact Us your loan department  at (305) 377-1017 ext. 230. To have online access to your Visa Credit Card, please visit:

We’re better than a bank. We’re your Credit Union.